YOUTHCENTS
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Welcome to YOUTHCENTS

Learn to manage your money with more confidence!

Start Your Journey→Explore Resources
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Learn Finance

Access guides and videos on budgeting, saving, and more.

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Build Skills

Develop entrepreneurial thinking and essential life skills.

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Get Empowered

Take control of your financial future and make informed decisions.

About YOUTHCENTS

YOUTHCENTS (Building Tools For Sensible Skills in Money Management and Financial Literacy Empowering Youth for Financial Success) is an Erasmus+ project focused on fostering personal growth, autonomy, and essential financial life skills in young people aged 15-26 across Portugal, Malta, and Poland.

Our Goals

Financial Awareness

Enhance financial awareness and informed decision-making skills.

Our Partners

This project is a collaborative effort between dedicated organizations:

Portugal (Coordinator)

Associação Pó de Ser Assim

Associação Pó de Ser Assim

Malta

youTHrive

youTHrive

Poland

Adult and Youth Education Foundation

Adult and Youth Education Foundation

Why YOUTHCENTS matters

Many young people are already making financial decisions before they have fully developed the skills to navigate money with confidence. YOUTHCENTS helps bridge that gap through practical, accessible financial education.

0%
of EU citizens have a high level of financial literacy
ONLY0%
of 15-year-olds are top performers in financial literacy (OECD average)
0%
of 15-year-olds have a bank account (OECD average)

Sources: European Commission, Eurobarometer on Financial Literacy (2023); OECD, PISA 2022 Financial Literacy Assessment.

Project resources

Resources

Explore the project's core resources, dive into the 8 YOUTHCENTS learning modules, and discover additional practical videos.

Project resources

Curriculum

A complete overview of the YOUTHCENTS learning structure, objectives, topics, and educational approach.

Open curriculum

Project resources

Trainer Guide

A practical guide for youth workers, educators, and trainers to support the delivery of the YOUTHCENTS modules.

Open trainer guide

Project resources

Good Practices

A collection of inspiring practices and initiatives in financial literacy, entrepreneurship, and youth education gathered during the YOUTHCENTS project.

Open document

Learning modules

Explore the 8 modules

Click on a module to discover its topic, watch the video, and access the presentation and infosheet.

Module 1

Entrepreneurship

Explore what entrepreneurship means, how ideas become action, and how young people can develop initiative, creativity, and problem-solving skills.

Module materials

PresentationSlides for workshops, sessions or guided learning.
PDF
InfosheetA quick summary of the module’s key ideas.
PDF

Module materials

PresentationSlides for workshops, sessions or guided learning.
PDF
InfosheetA quick summary of the module’s key ideas.
PDF

More videos, more tools

Keep learning with YOUTHCENTS

Explore nine additional videos with practical examples, stories, and tools to help you better understand money, entrepreneurship, and financial decisions.

Co-funded by the European Union

2024-3-PT02-KA210-YOU-000266682 · YOUTHCENTS

Building Tools For Sensible Skills in Money Management and Financial Literacy Empowering Youth for Financial Success.

Funded by the European Union. Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the European Education and Culture Executive Agency (EACEA). Neither the European Union nor EACEA can be held responsible for them.

Creative Commons Attribution–NonCommercial (CC BY-NC) licence

The materials produced by the YOUTHCENTS consortium are licensed under Creative Commons Attribution–NonCommercial (CC BY-NC). This licence allows others to share, remix, adapt, and build upon the material for non-commercial purposes, provided appropriate attribution is given.

© 2026 YOUTHCENTS

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