YOUTHCENTS
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Welcome to YOUTHCENTS

Learn to manage your money with more confidence!

Start Your Journey→Explore Resources
💶

Learn Finance

Access guides and videos on budgeting, saving, and more.

💡

Build Skills

Develop entrepreneurial thinking and essential life skills.

🤝

Get Empowered

Take control of your financial future and make informed decisions.

About YOUTHCENTS

YOUTHCENTS (Building Tools For Sensible Skills in Money Management and Financial Literacy Empowering Youth for Financial Success) is an Erasmus+ project focused on fostering personal growth, autonomy, and essential financial life skills in young people aged 15-26 across Portugal, Malta, and Poland.

Our Goals

  • 01Enhance financial awareness and informed decision-making skills.
  • 02Improve employability through practical financial and entrepreneurial knowledge.
  • 03Promote social entrepreneurship and initiatives aligned with Sustainable Development Goals (SDGs).
  • 04Develop and provide accessible, inclusive, and engaging digital learning tools (like guides, videos, and interactive modules).
  • 05Support and equip youth workers with innovative methods to effectively mentor young people in these areas.

"Our mission is to empower youth by enhancing their financial awareness and entrepreneurial capabilities, preparing them for financial stability and active participation in society."

Our Partners

This project is a collaborative effort between dedicated organizations:

Portugal (Coordinator)

Associação Pó de Ser Assim

Associação Pó de Ser Assim

Malta

Logo soon

youTHrive

Poland

Adult and Youth Education Foundation

Adult and Youth Education Foundation

Why Youthcents matters

Many young people still enter adult life without feeling fully prepared to make confident financial decisions. Youthcents exists to make financial learning more accessible, practical, and engaging.

0%of 18–24-year-olds score high in financial literacy
0%of 18–24-year-olds score low in financial literacy
0%of EU citizens overall score high in financial literacy

Learning Resources

Explore the YOUTHCENTS learning modules through videos and educational resources.

Each module includes a short video, a presentation for guided learning, and an infosheet for quick reference and review.

Core resource

Full Curriculum

The complete YOUTHCENTS curriculum covering all 8 modules in one place, designed to support financial literacy, entrepreneurship, and practical learning for young people.

Download full curriculum
For youth workers

Trainer Guide

A practical guide for youth workers, educators, and trainers. It includes 8 thematic modules with learning outcomes, preparation checklists, step-by-step session plans, facilitation tips, follow-up ideas, and printable worksheets/templates.

Download trainer guide
01

1. Entrepreneurship

Open presentationOpen infosheet
02

2. Budgeting

Open presentationOpen infosheet
03

3. Business Planning

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04

4. Taxes

Open presentationOpen infosheet
05

5. Credit & Loans

Open presentationOpen infosheet
06

6. Financial Scams

Open presentationOpen infosheet
07

7. Investment & Risk

Open presentationOpen infosheet
08

8. Ethical Finance

Open presentationOpen infosheet
YOUTHCENTS logo

Accessible financial education tools for young people and youth workers, helping build confidence, autonomy, and a stronger future.

Project reference: 2024-3-PT02-KA210-YOU-000266682

Project type: KA210-YOU – Small-scale partnerships in youth

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Co-funded by the European Union

Funded by the European Union. Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the European Education and Culture Executive Agency (EACEA). Neither the European Union nor EACEA can be held responsible for them.

© 2026 YOUTHCENTS Project

KA210-YOU

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